| Article | Title | Author |
|---|
| 155 |
Introduction to Mobile Money in Developing Countries: Financial Inclusion and Financial Integrity Conference Special Issue
abstract
full article
|
Jane K. Winn and Louis de Koker |
| 165 |
The 2012 Revised FATF Recommendations: Assessing and Mitigating Mobile Money Integrity Risks Within the New Standards Framework
abstract
full article
|
Louis de Koker |
| 197 |
Governance of Global Mobile Money Networks:The Role of Technical Standards
Mobile money has the potential to be an effective policy instrument for financial inclusion in developing countries, but it also has the potential to fuel money laundering and terrorist financing. The 2012 revised Financial Action Task Force standards attempt to strike a workable balance between the goals of financial inclusion and financial integrity in developing countries. Mobile money schemes are mostly based in national markets, however, and are not normally designed to address the need of poor migrants for cheap, effective cross-border remittance services. Demand for such cross-border remittance services may drive the development of technical standards to build global markets from national ones. As in other global governance contexts, regulatory competition among both developed and developing countries is likely to arise, and be shaped by network externalities, the economics of platform markets, and new governance institutions as well as national government strategies. If such standard-setting efforts treat compliance with AML/CTF as requirements, then the growth of global networks might promote both inclusion and the development of “integrity by design” in global mobile money technologies. Co-regulatory mechanisms already in place in the United States and European Union for managing the interface between technical standards and legislation might provide some helpful models for accomplishing this. Ensuring that the governance of global mobile money networks is effective, legitimate, and accountable from the perspective of stakeholders in both developed and developing economies will be difficult, however.
full article
|
Jane K. Winn |
| 245 |
Privacy and Security Concerns Associated with Mobile Money Applications in Africa
abstract
full article
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Andrew Harris, Seymour Goodman, and Patrick Traynor |
| 265 |
The Role of UNCITRAL Texts in Promoting a Harmonized Legal Framework for Cross-Border Mobile Payments
abstract
full article
|
Luca G. Castellani |
| 285 |
Mobile Money as an Engine of Financial Inclusion and Lynchpin of Financial Integrity
abstract
full article
|
Claire Alexandre and Lynn Chang Eisenhart |
| 303 |
The Role of Anti-Money Laundering Law in Mobile Money Systems in Developing Countries
abstract
full article
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Emery S. Kobor |
| 317 |
Mobile Money, Financial Inclusion and Financial Integrity: The South African Case
abstract
full article
|
Vivienne A. Lawack |
| 347 |
M-Payments in Brazil: Notes on How a Country’s Background May Determine Timing and Design of a Regulatory Model
abstract
full article
|
Gilberto Martins de Almeida |
| 375 |
Safaricom and M-PESA in Kenya: Financial Inclusion and Financial Integrity
abstract
full article
|
Mercy W. Buku and Michael W. Meredith |
| 401 |
Reporting of Suspicious Activity by Mobile Money Service Providers in Accordance with International Standards: How Does it Impact on Financial Inclusion?
abstract
full article
|
Miriam Goldby |
| 419 |
Mobile Payments In The United States: How Disintermediation May Affect Delivery of Payment Functions, Financial Inclusion and Anti-Money Laundering Issues
abstract
full article
|
Erin F. Fonté |